In this digital era, online payment gateway integration is crucial because receiving online payments is not easy for merchants. But nearly all businesses have started accepting payments online because online shopping is growing faster. Most merchants are attempting to make the experience of shopping more flexible, and secure by marketing and also showcasing right to the payments.
So the online payment gateway integration in eCommerce keeps online transactions secure and also makes customers happy by providing them with multiple payment methods.
Most merchants are going to accept payments online. So they can go for an online payment gateway integration and a payment gateway is a feature that allows merchants to accept payments online and it also acts as a mediator between your website and a payment provider/card association. It performs authorization and then processes online payments.
Nowadays, choosing a payment gateway that is suitable for your business requirements and getting along with the infrastructure is a critical task.
So this is the guide for choosing a suitable payment gateway for your business when you are choosing a payment gateway is the kind of online payment gateway integration. Selecting the online payment gateway integration can be tricky. But let us explore some factors about different types of payment gateway integrations and also the functionalities they provide. While these integration types also need maintenance and support.
So after selecting a payment gateway. And that will be suitable for your business type. You will have to consider which payment integration will help you out.
After choosing the payment gateway and registering up. So you can integrate it into an online website by the following procedures.
And if you have finished the above measures. And the payment gateway initiates functioning perfectly with the test ID. The payment gateway service provider can incorporate to make the payment gateway live. And the website will be receiving credit cards and debit cards. Also net banking payments on the eCommerce website.
Payment gateways provide a wealth of advantages for eCommerce businesses that accept credit and debit cards:
When the purchase is completed, the customer gets redirected back to the merchant’s website and they are done with the checkout process.
However, hosted payment gateways are easy to set up and are customized. So all the payment processing is handled by the payment service provider who delivers the hosted payment page.
For the security concern of transactions, the merchant requires to choose a PCI DSS-compliant payment service provider. Most online payment service providers are PCI DSS compliant along with delivering fraud prevention.
This is a personalized online payment gateway integration from the customer’s point of view. It is suitable because the complete payment process performs on a single webpage. But executing checkout and payment at one place. Then the problem occurs when the system fails. So the merchant has more command over the checkout process with self-hosted online payment gateway integration. The merchant has more duties for security measures to safeguard cardholder’s data.
Non-hosted online payment gateway integration will authorize customers to enter their payment information directly on the checkout page and then online payment processes using APIs.
Merchants have a complete grip over the payment page user interface and it does not include redirection. Non-hosted online payment gateway integration provides customers a complete one-page checkout experience. Again with this type of integration the responsibility of PCI DSS, SSL certification, and the security of customers’ data falls on the merchant.
Every online payment gateway integrations work differently. So here are some main characteristics that you should consider when selecting a suitable payment gateway type.
InstantCharge will deliver you all kinds of payment gateway integration. You can ask anything regarding payment gateway services and can avail yourself of the benefits of the best payment gateway services.
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